Unlike the way we interact with Facebook and Google, most people don’t have a direct relationship with data broker companies and often don’t even know their names. Here are tips from the experts about how to reduce the number of companies selling your data.
© Kacper Pempel/Reuters Privacy experts warn against filling out online surveys if you want to prevent your personal data from being shared with data brokers. There are a variety of other ways to opt out of having your data collected and combined by data brokers but no single solution, experts say. REUTERS/Kacper Pempel/Illustration/File Photo |
By Douglas MacMillan, The Washington Post
The second you fill out an online survey, purchase a new home or subscribe to a magazine, your information may be scooped up by a data company and sold to a subterranean market for personal information on millions of people. These data brokers are building profiles about you, using thousands of pieces of information such as your age, income, race, ethnicity and interests and helping marketers use this data to send you targeted ads.
Unlike the way we interact with Facebook and Google, most people do not have a direct relationship with data broker companies and often do not even know their names. That makes figuring out which ones have your data a complicated task.
Fortunately, for privacy-minded users willing to put in a little work, there are ways to reduce the number of companies selling your data. The Washington Post asked digital privacy experts for their best tips on how to combat the data brokers.
Unlike the way we interact with Facebook and Google, most people do not have a direct relationship with data broker companies and often do not even know their names. That makes figuring out which ones have your data a complicated task.
Fortunately, for privacy-minded users willing to put in a little work, there are ways to reduce the number of companies selling your data. The Washington Post asked digital privacy experts for their best tips on how to combat the data brokers.
Consumers often hand over personal data that can be resold without
realizing it. Students who fill out a survey to win a chance for a
$10,000 scholarship on college-planning site Edvisors, for example, are
agreeing to have their personal information sold to marketing companies.
“Never answer a consumer survey,” said privacy consultant Bob
Gellman. “As a general rule, pay careful attention when asked for any
personal information by anyone and don't disclose anything unless you
know how it's going to be used.”
The biggest marketing data
companies give users the ability to place their names on “suppression
lists” designed to stop their data from being shared. To do this, users
must sometimes provide proof of their identity, such a photo of their
driver’s license.
Click on the links in this sentence for information on opting out of data sharing by Acxiom, Experian, Oracle, Lexis Nexis and Epsilon.
For
survivors of domestic violence and others wishing to hide their
information from search engines and people-finding sites, the National
Network to End Domestic Violence has created a guide for opting out.
A longer list of links to privacy opt-out pages can be found at StopDataMining.me.
Banks
are allowed to share data about their customers, including account
balances and names of the stores where they shop, but they are also
required to allow any customer to opt out of data sharing. Every bank is
different, so it is important to read your financial institution’s
privacy policy closely and follow the instructions they provide for
opting out. Here are links to the privacy policies of JP Morgan Chase, Citi, Wells Fargo, and Bank of America.
“These
are very significant opt-outs,” said Pam Dixon, executive director of
the World Privacy Forum. “Financial info is a core basis of data broker
activity.”
Dixon also recommends using a digital wallet, such as
Apple Pay and PayPal, and mixing up your forms of payment to help
obscure your transaction patterns.
The Federal Trade Commission maintains a Do Not Call registry to prevent annoying calls from telemarketers, though it has proved ineffective against the recent epidemic of robocallers. You can add your name to the list here.
For $2, you can also add your name to a Do Not Mail
list to prevent your information from being shared with marketers who
send out junk mail. That fee is supposed to keep your name on the list
for 10 years. The industry group that oversees it, the Direct Marketing
Association, also offers a free service for getting the deceased removed from mailing databases.
A
federal law allows schools to give out “directory information” about
K-12 and college students, including name, address, phone number, dates
of attendance, subject majors and degrees. The same law, Family
Educational Rights and Privacy Act, or FERPA, gives parents and kids the
right to prevent the disclosure of this information.
Each school
has its own FERPA form for opting out of data sharing, which can be
found by searching the web for FERPA and your school’s name. The opt out
form is sometimes called the “Restriction of Directory Information."
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